Shop Pay offers you the option to pay in full at checkout, or split your purchase into 4 equal installment payments. Simply select Shop Pay as your payment method at checkout.

There are no additional charges, interest rates, or late fees. You can pay your balance off early without penalty. However, if you make a partial payment or late payment, then future applications to use Shop Pay Installments might be affected.

Your credit scores aren't affected if you use Shop Pay Installments. However, if you don’t pay an installment, or you make a late payment, then your eligibility for making purchases using Shop Pay Installments in the future might be affected.

Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. Affirm is the originator and servicer of Shop Pay installments, but payments will be managed in your Shop Pay account. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.